Refinancing - Mortgage Brokers based in North Melbourne, helping Australians of all backgrounds grow their wealth with property

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

Book Appointment

Yukti Saxena Mortgage Broker With Pride Finance

What Our Community Has to Say

Natalie Gracia

Yukti and team were so helpful in guiding me through the daunting journey of gaining finance as a first home buyer, it helped to have a queer friendly broker who was attentive and respectful to all my big and small concerns and enquiries

Prue Vincent

We were pleased to be pointed in Yukti's direction, when navigating both a re-finance and an additional investment purchase at the same time. From the initial call through to bank change-overs and final settlement we felt supported and informed, and knew we could reach out to Yukti with our questions or concerns anytime. I can't imagine how we would have navigated the whole process without her!

Lisa Hawkins

So grateful to Yukti for her sound advice and help with our remortgage. Yukti was very patient and helpful and always responded to any questions quickly and thoughtfully. Highly recommended!

Jessica List

Yukti is terrific. She took the time to really explain everything to us, to understand and help us get the best mortgage to suit our circumstances. Her communication could not have been better. I could not recommend Yukti highly enough. She is so knowledgeable and a delight to work with.

Ben Hawkins

Yukti and her team provided us with a fantastic, responsive service when we were looking for a new mortgage. She asked us what our goals and priorities were and tailored a service and product to fit.

James Woodford

We were referred to With Pride Finance by a close and trusted friend and we would do the same in a heartbeat. Our mortgage application was two stage over a number of months. We were informed and supported through the whole process and truly could not recommend highly enough the skills and service of Yukti and her team. We are now 'home' - it's an amazing feeling!

We work with Australia's biggest lenders

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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How can we help?

Preston, VIC

0432 011 930

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Sax Enterprises Pty. Ltd. ABN: 95 606 675 245. Credit Representative #526198 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Refinance your Loan

At With Pride Finance, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan