Refinance your Loan

At With Pride Finance, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan

5.0

from 86 reviews

Refinance your Loan

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you 

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

Yukti Saxena Mortgage Broker With Pride Finance

What Our Community Has to Say

Elliot Freeman

Yukti and Courtney are incredible! Knowledgeable, patient, and supportive, they gave my fiancée and I so much confidence and made the process of buying our first home so much less scary and overwhelming. We never felt silly asking basic questions (not a given when navigating a mortgage process as women) and they helped us make decisions with full confidence that we had all the best advice and information. Can't recommend Yukti and Courtney enough!

Ry Holland

Yukti and Courtney were a huge help as I navigated my first mortgage. Yukti is full of good advice and options, I really appreciated her know-how and ability to find me the best loan within my criteria. Made a very confusing process go absolutely smoothly.

Bec Seymour

It’s the second time I have used With Pride Finance and again the service was incredible. Both Yukti and Courtney were informative, responsive, friendly and understanding. I can’t recommend their service enough. Thank you so much for all your care and dedication.

Mikaila Schedny

As FHB we really relied on Yukti and the team to guide us through the finance element of purchasing a home. Great communication and advice!

Chiara Gabrielli

Can't recommend Yukti and Pride Finance enough :) So supportive during a very stressful time!

Taryn Feeney

I needed to refinance my mortgage but was in a tricky financial situation and didn't have the energy to hand-hold a bank through the process. Yukti immediately understood my circumstances and knew exactly how to handle things. She considered my financial needs over the next few years and offered a perspective that made a lot of sense. She and Courtney handled all the back-and-forth with the bank and kept me well-informed throughout. I now feel secure and prepared for the future and will absolutely be using Yukti for all my mortgage needs going forward!

We work with Australia's biggest lenders

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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