Refinancing - Mortgage Brokers based in North Melbourne, helping Australians of all backgrounds grow their wealth with property

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

Book Appointment

Yukti Saxena Mortgage Broker With Pride Finance

What Our Community Has to Say

Andrea Canzano

Great experience with Yukti and Courtney. They both worked hard for us to help us realise our dream.

Adeline Tay

A really excellent and reassuring mortgage broker to work and communicate with. Yukti and Courtney are both top of their game in figuring out our needs, finding a way to match mortgage to lender, in clarity of explanation of how things will proceed, and on the ball timeliness in what could’ve been a relatively stressful transaction. Thank you so much for the work and care that has made this process a smooth and painless one!

Heidi Jensen

Highly recommend Yukti at Pride Finance. Yukti was professional, knowledgeable and generous with her time. As a first home buyer, Yukti’s help has been invaluable navigating the process.

Sam Simpson

Thank you Yukti and team for supporting us to buy our new home!

Fan Hoak

Yukti and her team is warm, professional, and extremely patient in helping us buy our first home. Our case was very complicated, ranging from my multiple job positions and changes, to seller contract issues and withdrawals, and she stuck it through with us. Yukti provided not only sound, logical advice but also emotional support. If you are after an experienced professional who really listens, Yukti is your woman.

Prue Vincent

We were pleased to be pointed in Yukti's direction, when navigating both a re-finance and an additional investment purchase at the same time. From the initial call through to bank change-overs and final settlement we felt supported and informed, and knew we could reach out to Yukti with our questions or concerns anytime. I can't imagine how we would have navigated the whole process without her!

We work with Australia's biggest lenders

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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Preston, VIC

0432 011 930

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Sax Enterprises Pty. Ltd. ABN: 95 606 675 245. Credit Representative #526198 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Refinance your Loan

At With Pride Finance, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan