Home Loans

Buy your First Home, Next Home or Dream Home sooner with a Home Loan

When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.

When looking at different Home Loan Options, it's important to understand some of the key loan attributes:

Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.

Ready to chat to one of our team?

Book Appointment

Getting a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Book Appointment

Yukti Saxena Mortgage Broker With Pride Finance

What Our Community Has to Say

Taryn Feeney

I needed to refinance my mortgage but was in a tricky financial situation and didn't have the energy to hand-hold a bank through the process. Yukti immediately understood my circumstances and knew exactly how to handle things. She considered my financial needs over the next few years and offered a perspective that made a lot of sense. She and Courtney handled all the back-and-forth with the bank and kept me well-informed throughout. I now feel secure and prepared for the future and will absolutely be using Yukti for all my mortgage needs going forward!

Andrea Canzano

Great experience with Yukti and Courtney. They both worked hard for us to help us realise our dream.

Adeline Tay

A really excellent and reassuring mortgage broker to work and communicate with. Yukti and Courtney are both top of their game in figuring out our needs, finding a way to match mortgage to lender, in clarity of explanation of how things will proceed, and on the ball timeliness in what could’ve been a relatively stressful transaction. Thank you so much for the work and care that has made this process a smooth and painless one!

Heidi Jensen

Highly recommend Yukti at Pride Finance. Yukti was professional, knowledgeable and generous with her time. As a first home buyer, Yukti’s help has been invaluable navigating the process.

Sam Simpson

Thank you Yukti and team for supporting us to buy our new home!

Fan Hoak

Yukti and her team is warm, professional, and extremely patient in helping us buy our first home. Our case was very complicated, ranging from my multiple job positions and changes, to seller contract issues and withdrawals, and she stuck it through with us. Yukti provided not only sound, logical advice but also emotional support. If you are after an experienced professional who really listens, Yukti is your woman.

We work with Australia's biggest lenders

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Request a Callback

Leave your details and we'll be in touch

Name

Tell us your pronouns

Phone Number

Email Address

How can we help?

Preston, VIC

0432 011 930

Services

Calculators

Resources

Our Story

Key Service Areas

Sax Enterprises Pty. Ltd. ABN: 95 606 675 245. Credit Representative #526198 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.