First Home Buyers

Get your First Home Loan plus understand any First Home Buyer Grants & Incentives

Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.

We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.

Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.

We're a proud member of the Finance Brokers Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

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Buying your First Home with a Home Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps including what to expect as a First Home Buyer.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for your First Home Loan.

Pre Approval

Once you're approved, you can start bidding or making offers on properties you want to purchase.

Settlement

You settle on the property, your Home Loan draws-down and you're good to go!

Book Appointment

Yukti Saxena Mortgage Broker With Pride Finance

What Our Community Has to Say

Heidi Jensen

Highly recommend Yukti at Pride Finance. Yukti was professional, knowledgeable and generous with her time. As a first home buyer, Yukti’s help has been invaluable navigating the process.

Sam Simpson

Thank you Yukti and team for supporting us to buy our new home!

Fan Hoak

Yukti and her team is warm, professional, and extremely patient in helping us buy our first home. Our case was very complicated, ranging from my multiple job positions and changes, to seller contract issues and withdrawals, and she stuck it through with us. Yukti provided not only sound, logical advice but also emotional support. If you are after an experienced professional who really listens, Yukti is your woman.

Natalie Gracia

Yukti and team were so helpful in guiding me through the daunting journey of gaining finance as a first home buyer, it helped to have a queer friendly broker who was attentive and respectful to all my big and small concerns and enquiries

Prue Vincent

We were pleased to be pointed in Yukti's direction, when navigating both a re-finance and an additional investment purchase at the same time. From the initial call through to bank change-overs and final settlement we felt supported and informed, and knew we could reach out to Yukti with our questions or concerns anytime. I can't imagine how we would have navigated the whole process without her!

Lisa Hawkins

So grateful to Yukti for her sound advice and help with our remortgage. Yukti was very patient and helpful and always responded to any questions quickly and thoughtfully. Highly recommended!

We work with Australia's biggest lenders

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

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Preston, VIC

0432 011 930

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Sax Enterprises Pty. Ltd. ABN: 95 606 675 245. Credit Representative #526198 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.